Click Pay Review — The Best Payment Processing For Small Businesses

5 Star Processing
4 min readJan 29, 2024

Choosing the right credit card payment processor is crucial for a small business owner. You want a processor that offers competitive rates and fees, excellent customer support, and the features your business needs. Click Pay is one option that is growing in popularity for small businesses. But is Click Pay the best payment processor for your company?

In this complete Click Pay review, we’ll cover everything you need to know about their services, including pricing, customer service, features, and user feedback. Read on for our full review to see if Click Pay is the right fit as your small business payment processor.

Click Pay Pricing and Fees

One of the most important factors when choosing a processor is the cost. Click Pay uses an interchange-plus pricing model, meaning they charge a flat markup (typically 0.5%) on top of the base interchange fees charged by the card networks. Here are some key details on Click Pay’s pricing:

  • 0.5% markup on debit and credit transactions
  • $0.10 per transaction fee
  • Monthly minimum fee of $25
  • No annual contracts or early termination fees
  • No hidden fees

This pricing is competitive for small ticket-size businesses like coffee shops, quick service restaurants, and retailers. Click Pay also offers month-to-month contracts, so you aren’t locked in long-term. Their interchange-plus pricing model keeps their markup low compared to tiered pricing models.

Click Pay Features and Offerings

In addition to fair pricing, Click Pay also offers an array of features specifically for small businesses:

  • Omnichannel processing: Accept payments in-person, online, and via mobile devices.
  • EMV-ready credit card terminals: ClickPay’s Verifone terminals come ready for the latest EMV chip card processing.
  • Virtual terminal: Allow customers to pay online through a secure virtual checkout portal.
  • Recurring billing: Set up automatic recurring billing and subscriptions.
  • Invoicing: Create digital invoices and accept invoice payments online.
  • Analytics and reporting: Track sales, payments, and other metrics across channels.
  • Loyalty program integration: Connect your loyalty or rewards program.
  • POS integration: Combine with leading point of sale solutions.

These features provide robust payment management and analytics, helping streamline operations for small merchants. Click Pay review also offers responsive customer support via phone, email, and live chat.

Click Pay Customer Reviews and Reputation

What do customers have to say about Click Pay’s offerings? Across various sites, Click Pay earns largely positive reviews, holding an A+ rating with the Better Business Bureau. Here are some common praise points from Click Pay’s online reviews:

  • Easy application and onboarding process. Many reviewers said getting set up with Click Pay went smoothly.
  • Helpful and responsive customer service. Multiple customers commended Click Pay’s customer service team for addressing issues promptly.
  • Low rates and transparent pricing. Customers said Click Pay delivered as promised with competitive pricing and a lack of hidden fees.
  • Reliable payments platform. Reviewers mentioned Click Pay’s systems have worked well for their businesses with virtually no downtime.
  • The most frequent complaints relate to difficulties reaching customer support agents by phone promptly. Some reviewers also felt the virtual terminal system could be modernized with a newer interface.
  • Overall, most reviews suggest Click Pay delivers positive experiences for small merchants thanks to easy sign-ups, dependable service, and affordable pricing. Customer service and support channels appear to still have room for improvement.

Is Click Pay a Good Choice for Your Business?

For small business owners searching for a reliable yet affordably-priced processor, Click Pay hits many of the right notes. Their pricing model keeps markup low and straightforward for smaller merchants. Features like omnichannel processing, recurring billing, POS integration, and useful reporting and analytics streamline business operations. Positive customer reviews confirm Click Pay’s services work well for a variety of small merchants, from retail shops to restaurants.

Some drawbacks to consider are Click Pay’s monthly minimum fee and potential long phone hold times for support. Their account management portal could also use a refreshed user interface. Businesses with extremely high or shallow processing volumes may find better value elsewhere. But for most micro and small merchants, Click Pay remains a great choice.

Before deciding, compare Click Pay’s offerings and pricing to competitors, such as Square or Clover. We recommend getting quotes from multiple processors first. Be sure to verify whether your existing POS system can integrate with Click Pay as needed. If you want a processor focused on small business needs at a fair price, Click Pay is absolutely worth considering.

Conclusion:

In conclusion, for small businesses seeking unparalleled payment processing, “Click Pay Review” 5 Star Processing stands as the optimal choice. With a commitment to efficiency and a five-star processing experience, this platform ensures streamlined pay reviews, transparent processes, and overall satisfaction. Click now to unlock the best in payment processing and elevate your small business to new heights.

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